Travel insurances

General information

Everyone who is on holiday or traveling abroad needs a Travel Insurance. It covers difficulties that can happen while traveling. You can need medical attention because of being sick, injured, you can lose your luggage or, what is worse, lose your holiday (nowadays it is quite popular as many travel agencies go bankrupt).

Travel Insurances are not obligatory. However, you never know what can happen and sometimes you have to pay much more than the insurance premiums (it could be very difficult to afford medical advice or hospitalization abroad as Health Insurance that you have doesn’t work abroad). You can protect yourself from such uncertainty.

Travel Insurances package polices

Travel Insurances are usually offered in packages. The basic Travel Insurances include your luggage, your treatment costs as for example your stay in hospital and the accidents. Some companies add here also the legal assistance.

The insurance companies distinguish three parts of the world: Europe (including also the Mediterranean countries); USA, Canada, Australia and Japan and the rest of the world. More and more often we can see the division for Europe and the rest of the world.

Currently the insurance companies offer a wide range of products useful during our voyages. You can buy them for one trip or for unlimited annual use. The travel insurances for the whole world are more expensive but the benefits are also higher.

Some services give you specific details informing about the situation in the particular country. If you are from Great Britain try http://www.essentialtravel.co.uk (Great Britain) to get the information about airport parking, hotels or lounges. This page provides you also with the news concerning ski insurance.